For auto insurers

Fifty percent isa coin flip.

That is how often experienced reviewers spot AI-manipulated damage photos. Chainmail stamps photos on the driver's phone, so edits made after stamping show at review. A stamp cannot tell AI from camera.

Stamped on the driver's phoneChecked by open-source code
IH1 · STAMPED
Intactmatches record
IH1 · BROKEN
Changededited after stamping
The problem

Accidents that never happened.

Generative tools can add a dent, a scrape or a second car. Photos reused from other claims still slip through.

50%

for experienced reviewers spotting AI-manipulated damage photos: no better than chance

Milliman, Dec 2025
1 in 44

claims had a duplicate photo: 1,967 of 768,000 images

Verisk, Jun 2023
£86.8m

in fraudulent motor, home and travel claims at Admiral in 2025

Admiral, 2025 figures (undated release)
Why current fixes fall short

Guesses, stripped data, and trust.

01

Review by eye

Adjusters judge photos by eye at volume.

02

Duplicate checks miss edits

Reverse-image search finds reuse, not a changed dent.

03

Detectors guess

AI scores shift with every new model.

The solution

Stamp on the driver's phone.

Drivers send photos in Chainmail. The stamp is sealed before upload, and any later change fails the check. It shows edits after stamping; it does not prove a camera took the photo.

One chat

Photos and messages for a claim in one chat.

Edits show

Changed after capture? The check fails.

Checked locally

The check runs in the browser. Files do not upload.

Next steps in the chat

Send instructions where the photos are.

Features

What ships today, and what is next.

Live

Crash photo capture

With stamping on, every JPEG from the app is stamped on the phone.

CLAIM 2026-1182 · REAR COLLISIONExample
2 photos intactstamped on the policyholder's phone
1 photo has no stampsent from another app · review by hand
Live

Intact or changed

The check shows intact, changed or no stamp, with its limits.

IH1 · STAMPED
Intactmatches record
IH1 · BROKEN
Changededited after stamping
In development

Verified adjusters

A verified profile for your claims team.

NNorthwind Supportverified channelIn development
?Northwind Suppportnew account · 2 days

Example brand. Verified profiles are not live yet.

In development

Dash-cam and video

Stamped clips for the moment of impact.

In development · video and voice
How it works

Four steps.

1

First notice

The driver opens the claim chat from a link.

2

Capture

Photos are stamped on the phone before upload.

3

Check

Intact, changed, or no stamp.

4

Settle

Review files that fail or have no stamp first.

Use cases

Where a stamp helps.

First notice of lossWindscreen and glassTotal lossRental and fleet returns
Security and privacy

Every result states its limits.

What a stamp proves
  • The JPEG has not changed since it was stamped.
  • The fingerprint matches a record on Solana, with its time. Devnet today; mainnet is in development.
  • Anyone can repeat the check with open-source code.
What it does not prove
  • That the photo was taken in Chainmail. Imported photos can be stamped too.
  • Who took the photo, or who sent it.
  • That a camera made it rather than an AI model.
  • That the scene was honest when the photo was taken.
Get started

See it on your flow.

Coming soon to the App Store. For teams, we set up a demo on your own photos.

Test it on last month's claims.

See how we handle your data in our privacy policy.